Terms of Service
TERMS OF SERVICE
Green Energy Cooperative Society (GECOS)
Welcome to the official website of Green Energy Cooperative Society (GECOS). By accessing or using this website, our services, membership platforms, or any related digital channels, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use our website or services.
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1. ABOUT GECOS
Green Energy Cooperative Society (GECOS) is a registered cooperative society in Nigeria established to provide members with access to renewable energy solutions, cooperative savings, loans, solar installation and upgrades, dividends, grants, training, and other empowerment benefits.
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2. ELIGIBILITY
You must be at least 18 years old to use this website or apply for membership. By using this website, you confirm that all information you provide is accurate, complete, and lawful.
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3. MEMBERSHIP & REGISTRATION
- Membership is subject to approval by GECOS in line with cooperative laws and internal bylaws.
- Registration fees, monthly savings, and contributions are non-refundable except as stated in the cooperative bylaws.
- GECOS reserves the right to suspend or terminate membership for violation of rules, misconduct, or loan default.
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4. SAVINGS, LOANS & FINANCIAL SERVICES
- Savings contributions are made voluntarily according to selected plans.
- Loan access (including solar installation loans, upgrades, and double-savings loans) is subject to eligibility, cooperative policies, availability of funds, and approval.
- Loan terms, repayment schedules, and penalties are communicated before disbursement.
- GECOS does not guarantee automatic loan approval.
- Failure to repay loans may attract penalties, recovery actions, or legal steps in line with Nigerian law.
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5. SOLAR INSTALLATION & ENERGY SERVICES
- Solar products and installations are provided through approved partners or vendors.
- Installation timelines may vary based on availability, logistics, and technical assessment.
- GECOS is not responsible for delays caused by third-party vendors, force majeure, or external factors.
- Members are responsible for proper usage and basic maintenance of installed systems.
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6. DIVIDENDS & RETURNS
- Dividends are declared annually subject to cooperative surplus and approval at the Annual General Meeting (AGM).
- Dividends are not guaranteed and depend on financial performance.
- Past performance does not guarantee future returns.
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7. GRANTS, TRAINING & EMPOWERMENT PROGRAMS
- Grant opportunities are subject to availability, eligibility criteria, and external funding sources.
- GECOS does not guarantee grant approval.
- Training and empowerment programs may be modified, postponed, or discontinued at the discretion of the cooperative.
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8. WEBSITE USE & CONTENT
- All content on this website (text, images, logos, videos, designs) is the intellectual property of GECOS.
- You may not copy, reproduce, distribute, or modify any content without written permission.
- Unauthorized use of the website for fraudulent, harmful, or illegal activities is prohibited.
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9. USER RESPONSIBILITIES
You agree:
- Not to misuse the website or services
- Not to submit false or misleading information
- Not to attempt unauthorized access to systems or data
- To comply with all applicable Nigerian laws and cooperative regulations
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10. LIMITATION OF LIABILITY
GECOS shall not be liable for:
- Loss of income, profit, or business interruption
- Technical errors, downtime, or service interruptions
- Actions or omissions of third-party vendors or partners
- Delays beyond reasonable control
All services are provided on an “as-is” basis.
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11. TERMINATION
GECOS reserves the right to suspend or terminate access to the website or services at any time for breach of these Terms, without prior notice.
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12. PRIVACY
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
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13. MODIFICATIONS TO TERMS
GECOS may update these Terms at any time. Changes will be posted on this page, and continued use of the website signifies acceptance of the updated Terms.
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14. GOVERNING LAW
These Terms shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria.
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15. CONTACT INFORMATION
For questions or concerns regarding these Terms, please contact us:
Green Energy Cooperative Society (GECOS)
By using this website, you acknowledge that you have read, understood, and agreed to these Terms of Service.